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Your Home Buying Guide

How to Buy A Home in Ontario Without the Costly Mistakes Most Buyers Make

We've created a simple, practical guide for buyers that shows you

what to expect,

what to avoid,

and what to do first

when buying a home.

What's Inside The Guide:

Buying a home is exciting, but there’s a lot to keep track of. This guide will help you start your journey with confidence.

Learn the full 7-step process, from preparation to move-in

1) Budget clarity: Shop with confidence, not hope
2) Working with your realtor: What to look for and what to ignore
3) Offers, conditions and timelines: How they actually work

4) Due diligence and legal steps: What protects you before closing
5) Avoiding post-acceptance mistakes: The errors most buyers miss
6) Your next step plan: Whether you're buying now or planning ahead

7) The real cost of ownership: No closing day surprises

Team-centred support designed around your needs,

from the first conversation to closing day.

What Buyers Say When They Feel Prepared.

⭐⭐⭐⭐⭐ “As this was our first time getting a place, we could not have asked for a better team who really understood us as people, and put our minds at ease through the entire process.”

Rylie M. - First‑time buyers

⭐⭐⭐⭐⭐ “So glad of their guidance and knowledge about mortgages and homeownership. It built our confidence to enter the purchasing market. We now are living in our first home! ”

— Manmeet and Vinod - First‑time buyers

Questions buyers often ask:

A quick FAQ so you know exactly what you’re getting when you request the home buyer plan.

Is this only for first-time buyers?

No. It’s for first-time buyers and anyone who wants a clear understanding of how the home-buying process works.

What happens if I have questions?

If you want, you can book a call, and we will map out the next steps based on your timeline and numbers. The guide stands on its own either way.

Do I need 20 percent down to buy a home?

Not always. It depends on the purchase price, your goals, and your overall plan. The guide walks you through what to consider.

Is there a cost for the guide?

No. The Ready Buyer Plan is free. In exchange, we’ll send you occasional Ontario home‑buying tips by email. You can unsubscribe anytime with a single click, and we never sell your information.

How fast do I get the guide?

Right away. You’ll get it by email as soon as you submit the form. (Be sure you check your spam in case it gets filtered, and add the email to your contact list..

Will this help if I am not buying right away?

Yes. The guide is about the focus and process that actually matter, so you can prepare properly, whether 2 months or 2 years down the road.

Colin Ballantyne - Mortgage Agent Level 2

Headshot of Ready Buyer Plan realtor partner

Alexis is a client-first Realtor serving the GTA. She is highly organized, detail-focused, and runs a structured process with clear timelines, consistent check-ins, and strategy calls that prepare clients for each step. She leads with strategy, focused discussions before critical decisions, and her psychology background shows up where it counts in negotiation and client support, helping people stay grounded and make smart choices under pressure. Alexis keeps the experience clear, on track, and results focused.

COLIN BALLANTYNE: MORTGAGE AGENT LEVEL 2

Headshot of Ready Buyer Plan realtor partner

Colin brings deep mortgage-market knowledge and 25+ years of real estate investing experience to help home buyers make confident decisions with a clear, education-first plan. He pairs expert mortgage guidance with a detailed approach that takes you from pre-approval to closing and beyond.

Take Your First Confident Step

Every home-buying purchase journey has details that only a direct conversation can address. When you are ready for that conversation, we are here without pressure.

Then book a short call so you can start moving forward

with a real plan.

This offer is not meant to solicit clients currently under contract.

Alexis Lawrence, MSc

Sales Representative/ REALTOR® 

RE/MAX Realty Specialists Inc., Brokerage

REALTOR® is a registered trademark of The Canadian Real Estate Association and is used under licence.

Colin Ballantyne

Mortgage Agent Level 2 

BRX Mortgage Inc.

M22000539

FRSA #13463

Copyright © 2026

Colin Ballantyne #M22000539.

All rights reserved.